TRUST & ESTATE PLANNING IS NOT JUST FOR THE WEALTHY…IT’S FOR EVERYONE
Planning for your family’s financial future is not just for the one percent; it’s important for everyone especially if you have a spouse or children.
The reality, of course, is that most people do procrastinate and never get around to estate planning until it is too late. There are many reasons why this happens. Perhaps you are under the impression that it is too expensive. Maybe you just don’t want to think about death because it’s unpleasant or feel that because you are young and healthy, there’s plenty of time to worry about the future later.
Unfortunately, you could be wrong, and your family could be in for a surprise. Because if there’s no estate plan in place, then state laws dictate how your assets and property are divvied up — not you or your family.
WE ARE HERE TO HELP YOU
If you’re ready to start planning for your loved ones’ financial future, you probably have plenty of questions. The good news is that we have answers. Not only have we established relationships with investment advisors, attorneys, and other financial professionals, We also stay current on tax law changes that affect estate planning. As such, we are able to develop a long-term estate plan that meets the individual needs of every client.
Here’s what else I do for you:
- Ensure your assets are allocated to spouses, children, trusts, and charities
- Periodically review your estate planning needs as your family situation and finances change
- Gift tax strategies
- Business succession planning
DON’T YOUR LOVED ONES DESERVE TO FEEL CONFIDENT?
If you haven’t developed an estate plan, it’s not too late.
Disclosure: LPL Financial Representatives offer access to Trust Services through The Private Trust Company N.A., an affiliate of LPL Financial.
Call my office and schedule a consultation today. You and your loved ones have nothing to lose, but everything to gain.
FINANCIAL PLANNING CHECKLIST
- Have you determined your short- and long-term financial goals?
- Are you saving and investing sufficient sums to fund your short- and long-term goals?
- Are you making the best use of tax-deferred savings plans, such as IRAs, 401(k)s, and Keoghs?
- If you are an employee, are you getting the optimum from your employee benefits?
- Do you have an "emergency fund?"
- Do you have adequate insurance?
